ABOUT THE BOOK
The cost of adopting a child can be expensive, on average, ranging between $20,000 to $50,000, but there are creative and innovative ways for prospective parents to raise funds that will help them cover the costs without creating an unnecessary financial burden or a skyrocketing debt. As a well-respected expert, adoptive parent and author, Julie Gumm’s latest book, You Can Adopt Without Debt: Creative Ways to Cover the Cost of Adoption (Abingdon Press) offers trusted advice and practical insight on how to pay for adoption.
Drawing on firsthand experience, Gumm understands that many families want to adopt but do not have the seemingly endless amount of money required to complete a private domestic or international adoption.
In the must-have guide You Can Adopt Without Debt, Gumm provides readers with a wealth of information. She addresses a number of beneficial topics, including the various types of adoptions, what to expect from the process, whether you are adopting domestically or internationally, how to choose an agency or attorney, and many other details on what to do once you’ve decided to adopt. Reflecting on various challenges and successes, she also offers specific fundraising examples from 30 different families.
Gumm’s personal experience and the testimonies of other adoptive parents allow her to share proven strategies. Topics addressed include the type of adoption that is right for you, cost considerations, the debt-free approach, adoption grants, giving back, and more. She suggests examining how families allocate their money and shares the benefits of creating a budget. She also addresses the top five areas where families can usually tighten their belts and find some extra cash.
The practical tips and information shared in You Can Adopt Without Debt will help prospective adoptive parents prepare for and avoid the high costs associated with adoption. The book offers guidance on budgeting, saving, and earning extra income, enabling families to afford their adoption dreams.
AVAILABLE AT MAJOR RETAILERS
Amazon | Barnes & Noble | Christian Book | Cokesbury
NOTE: You Can Adopt Without Debt is a significantly revised version of a book I self-published in 2011 under the title Adopt Without Debt (now out of print). You can read more about the differences between the two books here.
RESOURCES
MEDIA COVERAGE
DAVE RAMSEY INTERVIEW: On June 7, 2011, I was honored to be interviewed about my first book (self-published) on The Dave Ramsey Show. You can read about it and hear the 10-minute interview here.
WASHINGTON POST: “Why is it so expensive to adopt a child?” by Claire Swinarski
REVIEWS
I receive calls on my show all the time about how you have to go into debt to adopt. Julie Gumm is living proof and a testament to the fact you can adopt without ANY debt. I highly recommend reading “Adopt Without Debt” if you are considering adoption.
– DAVE RAMSEY
Best-selling author, national speaker and nationally syndicated talk radio host
I’ve been waiting for a book like this for almost a decade now. The reality has been that finances are often the biggest obstacle to adopting a child. Thanks to Julie Gumm that reality is going to change. Adopt Without Debt should be read by every prospective adoptive couple. It’s that helpful.”
– DAN CRUVER
Director of Together for Adoption
Adopting a child without going into debt really is possible. We have families that do it every day (and you can, too!). Julie’s book “Adopt Without Debt” is packed with resources, fresh income raising ideas and cost-saving spending habits – all of which are delivered by an author with successful first-hand experience and a heart for the widow and the orphan. Highly recommended!
– JENNIFER NEWCOMB
Communications Coordinator with Children’s Hope International
Her style is friendly, and the book is an easy read that got me excited about fundraising and trying out her creative ideas. As someone who hates to ask for money or sell anything, that is saying something!… The tips and ideas are worth reading by themselves, but the excitement it causes is worth much more than the $11.99 selling price.
– MLJ ADOPTIONS, INC.

