Ten years ago my husband and I realized that our finances were controlling us instead of the other way around. Fortunately around the same time Mark began listening to Dave Ramsey on the radio. The short version of the story is that we finally had a plan that we agreed on with one overriding goal – getting out of debt. It didn’t take us too long to pay off our cars, student loans and credit cards. That was just the beginning – read more of Our Debt Free Story.